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Home Buying Guide

Truth in Lending...

The Truth in Lending Act, more commonly referred to as Regulation Z, is part of the Consumer Credit Protection Act. Its purpose is to promote the informed use of consumer credit by requiring disclosures about credit terms and costs.

Please select a topic below to find the answers to some of the most commonly asked questions about the "Truth in Lending Disclosure."


1  What is a "Truth-In-Lending Disclosure?"

1  What is the ANNUAL PERCENTAGE RATE?

1  Why is the annual percentage rate different from my interest rate?

1  What is the FINANCE CHARGE?

1  What is the AMOUNT FINANCED?

1  What is the TOTAL OF PAYMENTS?

1  If I pay the loan off early, will I be entitled to a refund of part of the finance charge?



It is a GREAT time to buy a home so take advantage of today's low home prices and low mortgage interest rates.

The cost to you to receive expert buyer representation provided by Steve Hatfield is ZERO $$!
That's right...FREE Buyer Representation!!

Put Steve Hatfield's 23 years of experience to work for you... Contact Steve now!


Buyer's Guide Next Topic: Terms and Definitions

Click here for a full list of Home Buying Guide topics



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  Steve Hatfield
REALTOR® ABR, CRS, e-PRO Certified
CENTURY 21 Curran & Christie
25636 Ford Road
Dearborn Heights, MI 48127
Office: (313) 274-7200
Contact Steve Now
Text Message: www.TextSteve.com
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Licensed Realtor® Since 1987 (#6501221773)
realtor Accredited Buyer Representative Certified Residential Specialist e-PRO

Steve Hatfield, Realtor® provides professional real estate / home buying services to buyers and sellers in Dearborn Michigan, Dearborn Heights Michigan, the Wayne County MI (Southeast Michigan) communities of Livonia, Canton, Redford, Westland, Garden City, Plymouth, Northville and the Oakland County cities of Farmington / Farmington Hills and Novi Michigan.

Equal Housing OpportunityIn accordance with the law, the properties, real estate services and homes for sale featured on this web site are offered without respect to race, religion, color, creed, national origin, sex, physical limitations / disabilities or familiar status.

REALTOR® is a registered collective membership trademark that identifies a real estate agent / professional who is a member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes to its strict code of ethics.

Century 21 Real Estate Corporation © and sm trademark and servicemark of Century 21 Real Estate Corporation. Equal Housing Opportunity. Each office Independently Owned and Operated.

Copyright © 1996 - Steve Hatfield
COPYRIGHT NOTICE:.
Graphics and content may not be reproduced or copied in any way with out written permission from Steve Hatfield.